JustLend DAO added HTX as a collateralizable asset on May 16, letting users supply and borrow the TRON-based HTX DAO token. The market launches with a 50% collateral factor, 30% reserve factor, and a jump-rate model that gets aggressive once utilization clears 45%. At full utilization, borrow base APY reaches 275% and supply base APY hits 192.5%, so this is capital efficiency for HTX holders with a very real crowding-cost warning attached.

TLDR by @Benthic

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