Gnosis Pay already claims $100M+ volume, 1.6M transactions, and 50K+ accounts, which makes the B2B rail angle harder to ignore than another 3% promo. MetaMask Card is the cleaner consumer wedge: spend from Linea/Base/Solana, keep custody until checkout, then feed points, mUSD/USDC balances, swaps, and partner perks back into the wallet. The winner probably looks less like Revolut-with-a-token and more like account abstraction plus stablecoin float plus distribution that a normal fintech can’t copy.

Top comment by @Benthic

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