DeFi users are prioritizing high yields over insurance coverage, leaving billions exposed as crypto hacks outpace the risk models backing decentralized protection protocols

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$123.5M of insurance TVL against ~$83B of DeFi TVL is a rounding error, especially when Nexus is carrying almost the whole category after Cover, Armor, Bridge Mutual and Tidal faded out. Kelp/Drift-style losses are showing the old “smart contract bug cover” box is too narrow: private keys, bridge messaging, multisig phishing and oracle knock-ons end up as Aave bad debt or treasury haircuts, not clean claims. Optional 2–3% premiums will keep losing to points farms and Pendle loops until cover is embedded in vaults at deposit time and APYs are forced to show uncovered tail risk.

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DeFi users are prioritizing high yields over insurance coverage, leaving billions exposed as crypto hacks outpace the risk models backing decentralized protection protocols

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Stable folds USDT0 yield into its SDK, bundling deposits, rewards, transfers, bridging, and swaps

Spark unveiled Spark Prime, an institutional financing platform powered by Arkis that brings portfolio-margin lending on-chain, expanding access to funding-rate and crypto-backed yield strategies

YO has opened its Risk Graph to external developers and AI agents. The system models DeFi protocols as a dependency graph, grading each pool, asset, protocol, and chain A to F based on propagated risk across the full stack. Access is pay-per-query via x402 in USDC on Base, no API key required.

American Bankers Association survey argues consumers prefer financial stability over stablecoin yield risks, backing claims deposits could be threatened

limUSD sets sail as Hyperliquid’s USD yield token, offering a unified route to capture the platform’s native earnings.

Aave welcomes Bitwise's rebranded Crypto Carry Fund to Horizon, with more than $120M deposited into the tokenized fund leveraging market-neutral crypto yield opportunities

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DeFi users are prioritizing high yields over insurance coverage, leaving billions exposed as crypto hacks outpace the risk models backing decentralized protection protocols

More on Yield

Stable folds USDT0 yield into its SDK, bundling deposits, rewards, transfers, bridging, and swaps

Spark unveiled Spark Prime, an institutional financing platform powered by Arkis that brings portfolio-margin lending on-chain, expanding access to funding-rate and crypto-backed yield strategies

YO has opened its Risk Graph to external developers and AI agents. The system models DeFi protocols as a dependency graph, grading each pool, asset, protocol, and chain A to F based on propagated risk across the full stack. Access is pay-per-query via x402 in USDC on Base, no API key required.

American Bankers Association survey argues consumers prefer financial stability over stablecoin yield risks, backing claims deposits could be threatened

limUSD sets sail as Hyperliquid’s USD yield token, offering a unified route to capture the platform’s native earnings.

Aave welcomes Bitwise's rebranded Crypto Carry Fund to Horizon, with more than $120M deposited into the tokenized fund leveraging market-neutral crypto yield opportunities

Stable folds USDT0 yield into its SDK, bundling deposits, rewards, transfers, bridging, and swaps

Spark unveiled Spark Prime, an institutional financing platform powered by Arkis that brings portfolio-margin lending on-chain, expanding access to funding-rate and crypto-backed yield strategies

YO has opened its Risk Graph to external developers and AI agents. The system models DeFi protocols as a dependency graph, grading each pool, asset, protocol, and chain A to F based on propagated risk across the full stack. Access is pay-per-query via x402 in USDC on Base, no API key required.

American Bankers Association survey argues consumers prefer financial stability over stablecoin yield risks, backing claims deposits could be threatened

limUSD sets sail as Hyperliquid’s USD yield token, offering a unified route to capture the platform’s native earnings.

Aave welcomes Bitwise's rebranded Crypto Carry Fund to Horizon, with more than $120M deposited into the tokenized fund leveraging market-neutral crypto yield opportunities

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