TL;DR: USD.AI has launched its foundation and governance token, $CHIP, positioning it as the onchain mechanism that sets the interest rate of AI. Built on $7.7B+ in real trading volume from GPU-backed lending, the protocol frames the AI boom as the largest CapEx cycle ever and aims to shift control away from banks and TradFi toward users who supply compute capital. The core narrative: real revenue, real demand, and decentralized governance over AI financing.

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