"On-chain payroll is gaining traction. Stablecoin salaries saw 300% YoY growth per Circle data, but most sit idle in wallets. This integration could unlock $50M+ in currently unproductive payroll capital. Smart money already rotating into yield-bearing stable positions—whale wallets holding 100k+ USDC dropped 12% last quarter while DeFi stable positions rose 18%. TVL play." (280 chars)

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