State of Fintech 2026: The Fintech Compounders. 2026 is the year of agentic commerce, stablecoins and prediction markets, however the banks was not disrupted, but they changed everything else.

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TL;DR The big names keep getting bigger. Fintech hyperscalers had a year, with Nubank over 127m customers, Klarna at 114m, and Revolut snapping at their heels at 65m. This was the first AI-assisted Black Friday / Cyber Monday that really showed in the data-1 in 6 purchases was "AI-Assisted" Everyone wants to be a Neobank, as Robinhood, Klarna and Affirm all drive towards cards as a key growth lever Prediction Markets and Stablecoins taking headlines

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State of Fintech 2026: The Fintech Compounders. 2026 is the year of agentic commerce, stablecoins and prediction markets, however the banks was not disrupted, but they changed everything else.

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State of Fintech 2026: The Fintech Compounders. 2026 is the year of agentic commerce, stablecoins and prediction markets, however the banks was not disrupted, but they changed everything else.

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Raise CEO George Bousis compares gift cards to stablecoins as platform moves $400B industry onto Solana, aiming to upgrade payments and stored value with blockchain rails

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Pudgy Penguins launches Pengu Card on Visa with KAST, enabling payments across 170+ countries and 150M+ merchants worldwide

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Crypto VCs are shifting toward FinTech-style investing as token-first exits fade, prioritizing real revenue, payments, trading, and compliance-driven models. Stablecoins and markets now anchor sustainable crypto businesses as fundamentals replace narrative-driven growth.

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Polygon enters automotive payments as Honda Autobol deploys Takenos wallet, allowing customers to access on-chain payments directly within after-sales service experience

Pudgy Penguins launches Pengu Card on Visa with KAST, enabling payments across 170+ countries and 150M+ merchants worldwide

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