$1.28B in stablecoins on TON against just $193M TVL tells you everything — this chain is becoming a payments rail, not a DeFi playground. SCRYPT layering Swiss-regulated on/off ramps on top of Telegram's 150M wallet users is basically building a parallel correspondent banking network that most compliance teams can actually sign off on. Watch whether TON Pay 2.0 in Q2 ships with direct SCRYPT integration — if it does, the gap between "crypto payment rail" and "neobank settlement layer" functionally disappears.

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